Privacy Policy

2026-09-08

MoneyTrixBridge LLC ("Company", "we", "us", or "our") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website moneytrixbridge.com and use our online lending services.

1. Information We Collect

We may collect the following categories of personal information:

Identity Data: First name, last name, date of birth, government-issued ID document images.
Contact Data: Email address, phone number.
Financial Data: Requested loan amount, repayment term, bank card details (card number, expiry, holder name), IBAN.
Biometric Data: Selfie photographs and video recordings provided for identity review.
Technical Data: IP address, browser type and version, operating system, device identifiers, referring URLs, pages visited, time stamps.
Usage Data: Information about how you use our website, application progress, form interactions.

2. How We Use Your Information

We use the collected information for the following purposes:

To process and evaluate your loan application.
To verify your identity and prevent fraud.
To communicate with you regarding your application status.
To comply with legal and regulatory obligations.
To improve our website, services, and user experience.
To send service-related notifications (no marketing without consent).

3. Legal Basis for Processing

We process your personal data on the following legal bases:

Contractual Necessity: Processing is necessary to perform or enter into a contract with you.
Consent: Where you have provided explicit consent (e.g., biometric verification).
Legitimate Interest: Fraud prevention, service improvement, and internal analytics.
Legal Obligation: Where processing is required by applicable laws.

4. Data Sharing and Disclosure

We do not sell your personal data. We may share your information with:

Payment Processors: To facilitate fund transfers (card networks, banks).
Credit Bureaus: To perform creditworthiness assessments where applicable.
Service Providers: Cloud hosting, analytics, and communication services operating under strict data processing agreements.
Law Enforcement: When required by law, court order, or governmental regulation.

5. Data Retention

We retain personal data for as long as necessary to fulfil the purposes for which it was collected, typically:

Active loan data: duration of the loan plus 5 years.
Declined applications: 12 months from submission.
Biometric data: automatically deleted within 90 days of verification.
Technical logs: up to 24 months.

6. Data Security

We implement industry-standard security measures including:

256-bit TLS encryption for all data in transit.
AES-256 encryption for data at rest.
PCI DSS Level 1 compliance for payment card data.
ISO/IEC 27001 certified information security management.
Regular penetration testing and vulnerability assessments.

7. Your Rights

Depending on your jurisdiction, you may have the following rights:

Access: Request a copy of your personal data.
Rectification: Correct inaccurate or incomplete data.
Erasure: Request deletion of your data ("right to be forgotten").
Portability: Receive your data in a structured, machine-readable format.
Objection: Object to processing based on legitimate interests.
Withdraw Consent: Where processing is based on consent, withdraw it at any time.

To exercise any of these rights, contact us at privacy@moneytrixbridge.com.

8. Cookies and Tracking

Our website uses essential cookies, visit statistics and Meta Pixel advertising analytics. Visit statistics record visits, selected country, country inferred from the IP address and application progress, using visitor and session identifiers. Application events are also sent to Meta; server-side events may include hashed contact details for matching. Our statistics dashboard is password-protected.

9. International Transfers

Your data may be processed in countries outside your jurisdiction. In such cases, we ensure adequate safeguards are in place, including Standard Contractual Clauses (SCCs) approved by relevant regulatory authorities.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last updated" date. We encourage you to review this page periodically.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: privacy@moneytrixbridge.com
Address: MoneyTrixBridge LLC, 1345 Avenue of the Americas, Suite 3300, New York, NY 10105, United States